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Terms of Use

Last updated: June 22, 2026. 1. ABOUT THESE TERMS These Terms of Use ("Terms") govern your access to and use of the Talk To The Home platform, websites, and services (the "Service"), operated by Talk To The Home ("Talk To The Home," "we," "us"). By creating an account, subscribing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service. 2. WHAT THE SERVICE DOES Talk To The Home provides an AI-powered assistant that lets prospective buyers ask questions about a real estate listing by phone, text, or web chat, using information supplied by the listing agent. We provide software and communication tools only. We are not a real estate brokerage, agent, lender, or advisor, and we are not a party to any transaction between buyers and agents. 3. ACCOUNTS AND ELIGIBILITY The Service is offered to licensed real estate professionals and authorized users. You must provide accurate account information, keep your credentials secure, and are responsible for all activity under your account. You must be able to form a binding contract and use the Service in compliance with all applicable laws and your brokerage's policies. 4. YOUR RESPONSIBILITIES AS AN AGENT You are solely responsible for the listings, content, and information you add to the Service. You represent that you are authorized to market each listing and to publish its information, and that the information is accurate and not misleading. You agree to comply with all applicable real estate, advertising, fair housing, human rights, and privacy laws. You are responsible for reviewing AI-generated responses and the data the assistant draws from. 5. THE AI ASSISTANT — NATURE AND LIMITATIONS The assistant generates responses automatically from listing data and may be inaccurate, incomplete, or out of date. Responses are not professional, legal, financial, or real estate advice and do not create an agency relationship. Buyers should confirm any material information directly with the listing agent before relying on it. We do not guarantee the assistant will be available, error-free, or fit for any particular purpose. 6. SUBSCRIPTIONS, BILLING, AND CANCELLATION Paid features are offered on a per-listing subscription basis billed through our payment processor. By subscribing you authorize recurring charges until you cancel. Fees are non-refundable. You may cancel a listing's subscription at any time; cancellation takes effect at the end of the current billing period, and you will not be charged again. When the period ends, the listing's phone number is released. Prices and plans may change on notice. 7. PHONE NUMBERS The Service assigns a phone number to each active listing. Numbers provided as part of a plan ("included numbers") are released when the listing ends. Numbers you purchase as your own ("owned numbers") remain available in your account for reuse, subject to your active subscription. You may not use assigned numbers for any purpose other than the Service. 8. ACCEPTABLE USE You agree not to: (a) submit false, unlawful, or infringing content; (b) use the Service to harass, defraud, or send unlawful communications; (c) violate fair housing, human rights, anti-spam (including Canada's Anti-Spam Legislation, or CASL), or privacy laws; (d) attempt to disrupt, reverse engineer, or gain unauthorized access to the Service; or (e) resell the Service without our written consent. 9. BUYER COMMUNICATIONS AND CONSENT Calls, texts, and chats may be recorded, transcribed, and processed by automated systems and third-party providers to operate the Service. Where you collect buyer contact details or opt-ins through the Service, you are responsible for obtaining and honouring all consents required under CASL and applicable privacy law, including providing a working unsubscribe mechanism. 10. INTELLECTUAL PROPERTY We retain all rights in the Service and our software. You retain rights in the listing content you provide and grant us a licence to host, process, and display it as needed to operate the Service. 11. DATA AND PRIVACY Our handling of personal information is described in our Disclaimer & Privacy Notice, which forms part of these Terms. 12. DISCLAIMERS The Service is provided "as is" and "as available" without warranties of any kind, to the fullest extent permitted by law. 13. LIMITATION OF LIABILITY To the fullest extent permitted by law, Talk To The Home will not be liable for indirect, incidental, special, or consequential damages, or for lost profits or data. Our total liability for any claim relating to the Service is limited to the greater of the amounts you paid us for the Service in the 12 months before the claim, or CAD $100. 14. INDEMNIFICATION You agree to indemnify and hold Talk To The Home harmless from claims arising out of your content, your use of the Service, or your breach of these Terms or applicable law. 15. TERMINATION We may suspend or terminate access for breach of these Terms or to comply with law. You may stop using the Service at any time. 16. CHANGES TO THESE TERMS We may update these Terms from time to time. Material changes will be posted here with a revised date, and continued use means acceptance. 17. GOVERNING LAW These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable there, without regard to conflict-of-laws rules. The courts located in the Province of Ontario will have jurisdiction over any dispute. 18. CONTACT Questions about these Terms: legal@talktothehome.ca.

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